Session Three: Your Stories
Session Three is all about your financial stories.
First, you'll learn the history, the role and your rights regarding the stories that others tell about you: your credit files and FICO scores.
Second, you'll participate in an exercise to deconstruct and demystify the annual story you write about part of your financial baseline: your federal income tax filing.
In class activities:
- Learn the commercial & legal history of consumer credit files & FICO scores
- Identify your rights and the process (under the Fair Credit Reporting Act) to correct information in your credit files
- Define strategies to improve your FICO credit score
- Outline the simple steps for completing your federal income tax filing